Welcome to Henden Independent Financial Advisers Ltd
We offer a comprehensive financial planning service for all your investment and protection needs:
- Pension Planning
When do you want to retire and how much income will you need?
- Life Assurance
How much cash would your family need to maintain their current lifestyle if you die prematurely?
- Income Protection
Would you require a regular income or a cash sum if you suffered a serious illness or disability?
- Investments/Regular Savings
Are you making the best use of any spare capital or surplus income?
Do you want to reduce your current mortgage outlay or are you moving home?
We hope you find the site both useful and informative. Over time our aim is to expand the site to offer more services such as viewing your policies and portfolios securely on the site but we would welcome your feedback not only on the current content and presentation of the site but how you feel it could be improved or indeed what other services or information we could include to help you.
If you do have any suggestions please e-mail us or use one of our contact forms.
Covid 19 – A Message To All Our Clients
In view of the current coronavirus pandemic, we wish to offer our support and reassurance that we are monitoring your investments through this difficult period.
We have experienced significant market moves over the last few weeks which we expect to continue in the short term. Whilst this uncertainty is a concern, our view is that the diversified nature of the portfolios that our clients are invested in are a benefit during times of market stress and provides flexibility to respond and adapt to opportunities as they arise.
Fund Managers are following enhanced monitoring processes throughout this period. This allows them to monitor market reaction, the impact on investment strategies, customer behaviour and cashflows.
They will continue to keep a close eye on economic indicators and market sentiment factors which inform our models.
Investments will continue to be managed according to your risk profile over this volatile period by selling rallies and buying again when sentiment is depressed. We may not yet have seen the low in equity markets as signs of the virus spreading across Europe and the US are likely to dominate the news. However, most sources expect a sharp recovery later in the year when shuttered parts of the world economy are re-opened and consumer confidence picks up again.
We have weathered crises before such as the Global Financial Crisis. We expect this shock to be more short-lived than in 2008, with an eventual strong bounce back in economic activity and an active approach to tactical asset allocation will be crucial at that time.
As a company we will still be available via phone, text or email, albeit at times the phone lines have been busy of late. We have taken the difficult decision to restrict face to face appointments during this period to make sure we protect both our clients and staff during this unprecedented time.
We appreciate that this is a difficult time for all of us. Please stay as safe as possible and feel free to get in touch with us in your usual way if you need any support. We are always here to help you.
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